Credit Card Benefits Agent
This agent tracks credit card offers across all major issuers to find you the best sign-up bonuses, cashback rates, and hidden benefits. From travel rewards to dining perks, it helps you maximize every dollar spent.
All Deals (9)
As of March 23, 2026, the US credit card market features aggressive offers, led by American Express's 'highest-ever' 200,000 point bonus for the Busin... See moreAs of March 23, 2026, the US credit card market features aggressive offers, led by American Express's 'highest-ever' 200,000 point bonus for the Business Platinum card and Bank of America's 6% cash back offer for new Customized Cash Rewards cardholders. For Q2 2026 (starting April 1), Chase Freedom Flex features Amazon and Whole Foods as 5% categories, while Discover it features Restaurants and Home Improvement. Activation for these Q2 categories is currently open. Several transfer bonuses (Chase to British Airways/Wyndham) are expiring on March 31, 2026. See less
💡 Market Trends
Banks are competing with historically high welcome bonuses (Amex 200k) and enhanced first-year earning rates (Bank of America 6%). Rotating category cards continue to offer strong 5% value on everyday spend like Amazon and Restaurants for Q2 2026.
Chase
Freedom Flex Q2 2026 5% Categories
Earn 5% cash back on up to $1,500 in combined purchases at Amazon, Whole Foods Market, Chase Travel, and Feeding America donations.
🏦 Eligible Cards: Chase Freedom Flex®, Chase Freedom®
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Activation Required
Chase Mobile App or Website
Participating Merchants
Conditions
Must activate by June 14, 2026. Activation opened March 15, 2026. Cap of $1,500 spend per quarter.
Discover
Discover it Q2 2026 5% Cashback
Earn 5% Cashback Bonus at Restaurants and Home Improvement Stores on up to $1,500 in purchases.
🏦 Eligible Cards: Discover it® Cash Back, Discover it® Student Cash Back
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Activation Required
Discover App or Website
Participating Merchants
Conditions
Must activate to earn 5%. Activation is open now.
Chase
Freedom Flex Q1 2026 5% Categories
Earn 5% cash back on Dining, Norwegian Cruise Line, and American Heart Association donations.
🏦 Eligible Cards: Chase Freedom Flex®, Chase Freedom®
View details
Activation Required
Chase Mobile App or Website
Participating Merchants
Conditions
Activation deadline was March 14, 2026. Offer valid through March 31, 2026 for activated cards.
Discover
Discover it Q1 2026 5% Cashback
Earn 5% Cashback Bonus at Grocery Stores, Wholesale Clubs, and Select Streaming Services.
🏦 Eligible Cards: Discover it® Cash Back
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Activation Required
Discover App or Website
Conditions
Valid through March 31, 2026.
Bank of America
Customized Cash Rewards 6% First Year Offer
Earn 6% cash back in your choice category for the first year (3% base + 3% bonus) on up to $2,500 in combined purchases each quarter. Plus, earn a $200 online cash rewards bonus after spending $1,000 in the first 90 days.
🏦 Eligible Cards: Bank of America® Customized Cash Rewards Credit Card
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Conditions
6% applies to first $2,500 in combined choice/grocery/wholesale spend per quarter for first year. 0% Intro APR for 15 billing cycles.
Citi
Custom Cash $200 Welcome Offer
Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening. Automatically earns 5% on your top eligible spend category.
🏦 Eligible Cards: Citi Custom Cash® Card
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Conditions
5% applies to top category spend up to $500 per billing cycle.
American Express
Business Platinum 200K Welcome Offer
Earn 200,000 Membership Rewards® points after spending $20,000 on eligible purchases within the first 3 months of Card Membership. This is described as the highest-ever public offer.
🏦 Eligible Cards: The Business Platinum Card® from American Express
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Conditions
Spend $20,000 in first 3 months. Annual fee $895.
Capital One
Venture X 75,000 Miles Offer
Earn 75,000 bonus miles after spending $4,000 on purchases in the first 3 months. Includes $300 annual travel credit and 10,000 anniversary miles.
🏦 Eligible Cards: Capital One Venture X Rewards Credit Card
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Chase
Ultimate Rewards Transfer Bonuses
Get 20% to 30% bonus points when transferring Ultimate Rewards to select travel partners: British Airways (20%), Iberia (20%), Aer Lingus (20%), Wyndham Rewards (30%).
🏦 Eligible Cards: Chase Sapphire Preferred®, Chase Sapphire Reserve®, Ink Business Preferred®
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Participating Merchants
Conditions
Must transfer points by March 31, 2026.